02 November 2005 Older travellers urged to seek insurance advice
Almost ten million people in Britain are finding it hard to secure travel insurance, a new poll reveals.
Research by the British Insurance Brokers' Association (BIBA) found that travellers aged over 65 are struggling to arrange holiday insurance, with many paying steep premiums or going abroad without insurance.
The UK has around 9.5 million people aged 65 and over and the survey found that they will be turned down for around 30 of the 140 annual travel insurance policies on the market, while those aged 70 or over face rejection from more than 105 policies.
BIBA also discovered that over-65's will be excluded by about 30 of the 150 single trip insurance policies on the market and the over 70's from more than 80 policies. Older tourists tend to make more claims for larger sums than younger people.
Peter Straddon, BIBA head of technical services, commented: "Older travellers need the protection offered by travel insurance as their claims can be more severe. Travel insurance is as important as their suitcase and they should always attempt to arrange cover.
"The over-65s need help and advice to find the best policy for them. A broker will save them time and money by doing the shopping around." 
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